Bad Forecast logo — the words BAD FORECAST in bold distressed type with a red mushroom-cloud storm behind them and a paper receipt curling down like a funnel.

Big Weather. Bigger Costs. - BADFORECAST.COM - A Project of Extreme Weather Survivors

US Weather Costs banner — "Billion-Dollar Disasters, Every Other Week" above the words US WEATHER COSTS, over a faint red map of the United States dotted with dollar signs.

US Weather Costs

$26 billion paid out for US thunderstorms in six months. The real damage? $34 billion.

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Aug 26, 2026

US Weather Costs

Home insurance rose 10.4% nationally in a single year. 33 states rose double digits.

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Aug 26, 2026

US Weather Costs

$3.67 billion in crop insurance paid out already this year, against $2.82 billion at this point last year.

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Aug 26, 2026


Utilities

$18.6 billion in rate increase requests in six months, and the second quarter alone set a record.

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Aug 26, 2026

Utilities

The price of household electricity is up 7.9% in a year, to 18.11 cents a kilowatt-hour from 16.78 cents over the same stretch in 2025.

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Aug 26, 2026

Utilities

Households under $50,000 pay up to 6.5% of their income for electricity. The top bracket? Pays a fifth of that.

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Aug 26, 2026



States of Emergency

New York: FEMA confirms $79 million in blizzard damage for the Empire State, then says no

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Aug 26, 2026

States of Emergency

Nevada: $6.7 million and 48 structures gone so far in the Hawk Fire

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Aug 26, 2026

States of Emergency

Florida: under $7 million left in the state disaster fund, in the middle of hurricane season

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Aug 26, 2026

Storm Receipts header — the words STORM RECEIPTS in white distressed type on black background beside a small mushroom-cloud storm with a receipt spilling out of it

THE SAFETY NET WENT BROKE
America has a disaster safety net. Right now it is running out of money on purpose. When a weather disaster happens, the federal government can pay for the recovery, or it can pay for the prevention that would have made the recovery smaller. In the four numbers below, it is choosing neither.

$227 million in aid denied after FEMA's own staff said pay it

E&E News

$882 million in prevention money sent back until a judge said no

US District Court, District of Massachusetts

$81.8 million locked in since January 2025. $740,185 actually paid out.

Congressional Research Service

15.9% of survivor calls answered. FEMA told Congress 82.1%.

House Transportation and Infrastructure Committee



Forecast Down banner graphic in bold white distressed type. Depicts a red rubber duck floating blissfully ignorant. Tagline says FINE. EVERYTHING IS FINE
Weather Is Coming banner — An emergency flashlight throws a wide beam illuminating the words WEATHER IS COMING. The tagline underneath reads “It gets worse. And soon.”

Weather Is Coming

California FAIR Plan rates jump 29% in October

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Aug 3, 2026

Weather Is Coming

$1.47 trillion in home value at risk by 2055

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Aug 3, 2026

Weather Is Coming

Michigan approves a $276.6 million rate hike

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Aug 3, 2026

Weather Is Coming

State Farm's profit doubled to $12.9 billion

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Aug 3, 2026

Weather Is Coming

Cooling your home costs a record $792 this summer

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Aug 3, 2026

Weather Is Coming

$500 million of the FAIR Plan's bill, pushed onto everyone else

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Aug 3, 2026

Weather Is Coming

$8.4 billion in drought-ruined crops

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Aug 3, 2026

Weather Is Coming

43 rate hikes, $11.6 billion, 56 million Americans

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Aug 3, 2026

Weather Is Coming

Mississippi tornadoes: $11 million in aid, 88 homes gone

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Aug 3, 2026

Weather Is Coming

Insurers spent $172 million lobbying Washington in 2025

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Aug 3, 2026

Weather Is Coming

422,000 California shutoffs — and the heat line drops to 90°

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Aug 3, 2026

Weather Is Coming

Wisconsin floods: $210 million for people, $0 for the towns

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Aug 3, 2026

Load more

INCOMING FRONT: One Climate Front. A Hundred Receipts.

Strait Into Storms — the Strait of Hormuz crowded with oil tankers being overwhelmed by a towering red engraved wave, titled STRAIT INTO STORMS.

Aug 26, 2026

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1 min read

Incoming Front: Rage Against the Weather Machine

A $12.4 billion industry runs on measurements the government gives away free. The 2027 budget cuts $1.1 billion from the agency that takes them.

Canada's Secondhand Smoke — a red woodcut engraving of thick wildfire smoke drifting from Canada over a U.S. city - New York’s skyline - titled CANADA'S SECONDHAND SMOKE.

Aug 5, 2026

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1 min read

Incoming Front: Data Center of the Storm

Heat had the grid at its limit. Data centers landed on top of it.

Graphic representing rising food costs from beef, fruit, coffee, and olive oil due to climate impacts with a storm striking a shopping cart. Headline says THE NEW FOOD SHOCK

Jul 22, 2026

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1 min read

Incoming Front: Canada's Secondhand Smoke

Ontario's wildfires don't stop at the border — and neither does their cost.

The full front

Executive Editor: Sierra Lindsey Kos Editor: Jess McIntosh

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