Everything else worth keeping — the wider climate-cost universe.
Weather Is Coming
Aug 3, 2026
•
1 min read
The insurer of last resort just got more expensive.
Projection: 84% of U.S. census tracts touched.
Consumers Energy residential bills up 8.9%.
After roughly $5 billion in LA wildfire claims.
Up 10.5% — and the grid needed an emergency order.
You pay the surcharge even if you never burned.
Projection: 2026 crop insurance payouts across six major crops.
And the EIA expects about 4% more in 2026.
Five counties, one May storm system.
Fourth-highest of any industry.
Disconnections up about 33% in a single year.
FEMA funded households and turned down local governments.
Close to 1% of GDP, in a single year.
Not hurricanes. Hail, wind and tornadoes — $51 billion in 2025.
$75 billion of it insured. More than 16,000 structures gone.
Jul 22, 2026
NASA / Penn State
Swiss Re
NASA
DoD / CNN
Chatham House
Rhodium Group
Grist / Insurify
Lancet Countdown
OECD
